Banks challenged payback fees for traffic fines

Yesterday afternoon, the reporter logged on to the home page of the Beijing Branch of the Industrial and Commercial Bank of China and saw that there was an "easy payment for transportation fines, 20 yuan bill for waiting for you" event during the promotion. The activity shows that customers who pay illegal fines for on-site or off-site traffic through personal Internet banking channels will be entitled to a 20-yuan concomitant fare for each payment of a traffic-related fine, which will run from April 15 to May 31.

According to the details of the activities, the participants must be registered with the ICBC Beijing Branch's Personal Online Banking Counter. Each time they pay a penalty for a traffic offence, they will receive a 20-yuan bill. This is equivalent to a fine of 80% if it is a fine of 100 yuan, and a fine of 200 yuan per penalty means that those who are punished can enjoy a "10-percent discount."

Relevant data show that from the end of 2007, the Municipal Traffic Management Bureau and the ICBC Beijing Branch jointly launched online banking channels to pay traffic fines. Compared with the traditional way of paying fines to banks, online payment of fines can save time when banks line up and travel. However, because many citizens are not familiar with this method, banks have launched preferential activities to promote them.

Although not directly discounting the amount of fines, many people believe that ICBC’s action is inappropriate. This actually results in the consequences of fines being concessional and contrary to the seriousness of the law.

This bank denies that it is discounting. ICBC Beijing Branch stated that the activity did not reduce the fine, but encouraged the public to pay fines online. According to the bank, the preferential activities are to encourage the use of online banking services by finers, so that online electronic banking payment can be more widely used. At the same time, the returned 20 yuan bill is shared by Unicom and ICBC, not from the amount of fines. Deductions do not affect penalties.

According to the bank’s statement, some people in the legal profession stated that although the bank did not directly discount the fine, it was still wrong. Guo Wei, a lawyer of Beijing Advocate Law Firm, said that traffic fines are punitive measures that administrative agencies make in accordance with administrative decisions and cannot be discounted. They are also obligations that the punished person should do. If the penalties imposed by the punished person enjoy a certain kind of concession, the result will be a change in the penalty. In this way, the penalty he actually paid and the penalty he received were inconsistent, and in accordance with administrative regulations, it was equivalent to changing the punishment result. For the result of the change of penalty, only the administrative organ that made the punishment or the higher-level administrative agency can make it.

The Municipal Traffic Management Bureau did not judge the behavior of ICBC yesterday, but said that it will always adhere to the provisions of the punishment and handling of traffic violations.

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